Insider: All about the brand

"My mission is dedicated to establishing an accessible and affordable credit program aimed at empowering individuals to realize their dreams of homeownership. By providing a pathway to affordable financing, we aim to break down barriers and make the prospect of owning a home a reality for those who might otherwise find it financially challenging. Through this program, we seek to foster stability, independence, and the sense of accomplishment that comes with owning a home, ultimately contributing to stronger communities and brighter futures for all."

  • Keep Utilization Low

    Aim to use only a small percentage of your available credit. Generally, keeping your credit utilization ratio below 30% is advisable.

  • Pay Bills On Time

    Timely payments are one of the most critical factors in determining your credit score. Set up reminders or automatic payments to ensure you never miss a due date.

  • Long Credit History

    The length of your credit history matters. Keep older accounts open, even if you don't use them regularly, as they contribute positively to your credit score.

DIY PRODUCTS